- Preheat oven to 350 F or 180 C.
- Grease a 9 inch x 5 inch loaf pan liberally with :
 Coconut Oil; 
- In a bowl, mix together :
 2 Cups Whole Wheat Flour;
 1/2 Cup Unsweetened Cocoa Powder;
 1/4 Teaspoon Salt;
 1/2 Teaspoon Cinnamon;
 1/4 Teaspoon Nutmeg;
 1 1/2 Teaspoons Baking Powder;.
 
- Then set aside.
-  In a large bowl, whisk :
 1 Large Egg;
 2/3 Cup Brown Sugar;
 together until smooth.
- Whisk in :
 2 Teaspoons Vanilla Extract; then add :
 4 Large Bananas, Mashed ( About 1 1/2 Cups );
 1/4 Cup Almond Milk;
 and mix until combined.
- Add in dry ingredients slowing, mixing with a spoon until batter comes
                together. 
- Add in :
 1/2 Cup Coconut Oil; and mix until incorporated, then stir in :
 4 Ounces Dark Chocolate, Melted; 
- In a small bowl, mix together :
 3/4 Cup Milk Chocolate Chips;
 1/2 Teaspoon Flour;.
 
- Fold chocolate chips and flour mixture into batter.
- Pour batter into loaf pan.
- Set pan on a baking sheet, then bake for 55 to 60 minutes, or until center is
                set and a toothpick inserted comes out clean.
- Remove bread from over and sprinkle with additional :
 Chocolate Chips, if Desired;. 
- Let cool completely ( 1 to 2 hours ) before cutting.